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As part of the private student loan application process, a lender will review the credit history of the student and cosigner (if applicable).Familiarity with an individual's credit report will help a consumer understand their personal credit history.With the information below, let us help you understand the basics. Private Student Loans Offered by private lenders like Sun Trust, private student loans can help bridge the gap between the cost of a college education and the financial aid received from federal student loans, scholarships and grants.And if you're still confused, don't be afraid to call us. Sun Trust recommends students compare all aid alternatives prior to applying for private student loans.AES student loans include the federal Stafford loan, the Perkins loan, Graduate PLUS loans, and private loans.To apply or these loans students simply have to fill out a FAFSA application online.ACS Student Loans ACS student loans allow student to find the best loan program.With the help of these loans, student can manage the cost of their education in an easy way.

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To begin, lenders will require the student and cosigner, if applicable, to complete a loan application.Anyone considering a private student loan should understand all aspects of the loan, the application process and its repayment requirements.Many of the following questions may be under consideration — What is credit history and why is it important? The Direct Consolidation Loan program is offered by the U. Department of Education to federal student loan borrowers. Department of Education made the landmark decision to allow you to choose your consolidation servicer (of which, Great Lakes is one) under the Direct Consolidation Loan program.